The ideas, concepts and most everything else on this blog are my take on investing and related topics. This information should not be construed as professional investment advice. While the strategies I use to invest have worked well for me, they imply the assumption of risk. These strategies, while successful for me, may or may not continue to be so.


If any readers take the time to contact me with questions (or comments), I will make my best effort to answer these. However, any answers or comments from  should not be considered as investment advice. makes no representations as to accuracy, completeness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

Anyone making investment decisions, whether they choose to use the same or similar strategies documented on this website, is responsible for their own decisions. This website and the author make no assertions about any guarantees regarding results of investment decisions related to these strategies.